We do all the work you get all the credit!
We help consumers position themselves for the most important
financial investments in their life.
COLLECTIONS & CHARGE-OFFS
COLLECTIONS & CHARGE-OFFS
COLLECTIONS & CHARGE-OFFS
Collections and charged off accounts happen whenever an account is seriously past due. The creditor decides to sell it to a collection agency and it can drastically affect your score. When a creditor writes off your debt as a loss you are still responsible for paying the debt back, and charge offs can drastically lower your score for years!
REPOSSESSIONS & BANKRUPTCIES
COLLECTIONS & CHARGE-OFFS
COLLECTIONS & CHARGE-OFFS
A repossession occurs when you fall behind on your vehicle's monthly payment. It can stay on your report for several years, making your financial life very difficult. Repo's and Bankruptcies are also listed in the public record section of your report for all to see.
LATE PAYMENTS & INQUIRIES
COLLECTIONS & CHARGE-OFFS
LATE PAYMENTS & INQUIRIES
Making bill payments late is detrimental to your credit score since payment history makes up 35% of your score. One late payment can drop a credit score up to 100 points! Our program helps update these negative items and educates our clients on ways to maintain their higher credit score for life!