WE HELP IMPROVE YOUR SCORES BY REMOVING:
COLLECTIONS & CHARGEOFFS
STUDENT LOANS, LATE PAYMENTS, INQUIRIES & MORE
REPOSSESSIONS & BANKRUPTCIES
These happen whenever an account is seriously past due. The creditor decides to sell it to a collection agency and it drastically affects your score. Do not pay any collections as this will acutally decrease your score. When a creditor writes off your debt as a loss you are still responsible for paying the debt back, and charge offs drastically lower your score.
REPOSSESSIONS & BANKRUPTCIES
STUDENT LOANS, LATE PAYMENTS, INQUIRIES & MORE
REPOSSESSIONS & BANKRUPTCIES
This occurs when you fall behind on your vehicle's montly payment. It can stay on your report for up to seven years making your financial life very difficult. Repo's and Bankruptcies are also listed in the public record section of your report.
STUDENT LOANS, LATE PAYMENTS, INQUIRIES & MORE
STUDENT LOANS, LATE PAYMENTS, INQUIRIES & MORE
STUDENT LOANS, LATE PAYMENTS, INQUIRIES & MORE
Making your payments late is very unhealthy for your credit score, especially since payment history makes up 35% of your score. So one late payment canmake a huge negative impact as well as too many hard inquiries.
